Welcome to A Better Financial Journey. A great place to learn better money management and get practical guidance to improve your financial journey. You'll learn from my life experience to improve your money skills, reduce your financial risk, and even become your own financial planner with my books and the spreadsheets I use every day.

Why You Need a Complete Financial Education

Our education system is woefully inadequate at preparing us to manage our finances throughout our lives. When you're offered a course, it's likely at the wrong time and won't help much years later, when you really need it. Then, the big money decisions raise more questions, invite many opinions, and offer no simple answers. The What Would Dad Do? books I wrote provide the financial education every adult should have but didn't get.

Some of what I'll show you:

• Why putting your finances on one page is key to making better decisions throughout the year.

• How to build a retirement savings plan that shows if you're on track as the years pass.

• The reason your spending in retirement matters more than the amount you saved.

• How to build, track, and manage an investment portfolio before and after retirement.

• Why asset allocation is more important than the funds you select.

• The importance of including the cost of old age in your retirement plans.

• The Pros, Cons, and actual cost of hiring a financial planner.

• How to perform an Annual Financial Physical to stay financially healthy.

The three volumes of my book cover the Early, Middle, and Later years – across your entire lifetime financial journey. More importantly, you can download many FREE spreadsheets here and purchase the more advanced ones to use, just as I do, to manage your money. No matter your age, you can improve your financial journey and build a more secure future.

No Subscription, No Courses to Buy, or Upsell to Other Services

In Volume 1, I advise you to be cautious of product or service subscriptions, a common retail tactic today that can lead to overspending. And to be alert to the upsell and add-on tricks, or money traps, as I call them, that are designed to get you to spend more. But here, you can download FREE or buy the advanced downloadable spreadsheet tools once, and there's nothing else to buy. You get an unbiased financial education and the unrestricted use of my spreadsheets on your computer to help you make better financial decisions.

And My Personal Guarantee ...

I’m so confident you’ll learn practical money management from my books and benefit from my spreadsheets that I personally guarantee your satisfaction, or I’ll refund the purchase price, no questions asked. Click the links above to learn more about my books and the spreadsheet tools.