Just before or at retirement, you’ll ask: how do I ensure my savings last longer than I do? That’s where the Retirement Yearly Plan tool can help you create a yearly retirement plan that maps out your spending, including the costs of aging. Retirement can be quite dynamic; you may face new one-time expenses, naturally reduce spending as you age, and shift to more conservative investments for income, all while needing your savings to last through a long retirement. With this tool, after creating and stress-testing an initial yearly retirement plan, you can update it annually to adapt to life’s inevitable challenges. Preparing for retirement is covered in “What Would Dad Do? Volume 2 - The Middle Years,” while living in retirement is covered in Volume 3 - The Later Years.

Requires the Excel, LibreOffice, or OpenOffice application. The spreadsheet-formatted files are provided at the download link emailed after checkout.