This RMD vs % Withdrawal Evaluator allows you to see the difference between RMD and % Withdrawals (i.e. The 4% Rule) under different returns and inflation assumptions. Compare any % Withdrawal option to a % Withdrawal or RMD, or a % Withdrawal switching to an RMD strategy. Any option can also be stress-tested with negative returns and recovery over time.

Retirement savings withdrawals are covered in “What Would Dad Do? Volume 2 - The Middle Years”, “What Would Dad Do? Volume 3 - The Later Years”, and in several of Mr. Tom’s blog posts.

Requires the Excel, LibreOffice, or OpenOffice application. The spreadsheet-formatted files are provided at the download link emailed after checkout.