What Would Dad Do? Books and Spreadsheets
In the book series What Would Dad Do? a financial education comes from a dad’s 50 years of experience managing his money. Through stories, lessons learned, and detailed examples, financial concepts are explained, enabling the reader to make more informed decisions and mitigate risk.
Establishing good financial habits and following simple rules in the early years will get you on the right money path. The first volume in the series covers ages 20 through 40 – The Early Years.
Inside Volume 1 - Essential Money Management
Why your money loses value while assets can increase in value
How making a 1-page budget spreadsheet that becomes your Annual Financial Statement
The financial implications of your work, besides the paycheck
Why your lifestyle and where you get health care will impact your cost
The insurance you need and some that you don’t
How frugal living and self-sufficiency can fund your retirement
How to complete an Annual Financial Physical to stay in financial shape
When, where, and how to start climbing the retirement hill
The second volume in the series covers ages 30 to 60 – The Middle Years. With this book, you’ll learn to become an investor, a key skill needed to complete your climb up the retirement hill.
Inside Volume 2 – Investing & Climbing the Retirement Hill
An overview of investing: how stocks, bonds, and mutual funds work
How to be a successful investor by following 5 simple guidelines
Passive index vs. active managed funds
Investing behavior, rational vs. irrational exuberance, and investing risk
Learn to build, manage, and rebalance a portfolio
Why asset allocation is more important than fund selection
The pros & cons, and the actual cost of hiring a financial planner
How to use The Retirement Checkpoint spreadsheet tool to create a retirement plan
As you get to the top of the retirement hill, you’ll also need to be prepared for the rest of the journey to old age. The last volume in the series covers individuals aged 50 and above – The Later Years.
Inside Volume 3 –Before Retirement Through Old Age
Why you must include the cost of old age in your retirement plan
Managing risk after retirement to ensure your savings outlive you
Using The Retirement Yearly Plan spreadsheet tool to plan out retirement spending
Considerations for early or late retirements
How the Social Security and Medicare programs work
Understanding and choosing a savings deaccumulation strategy
How to climb a smaller retirement hill with less retirement savings
Creating an Overall Plan for your family and legacy when you’re gone